Alberta Mortgage Solution
Rental Property Analyzer • Operating under Dominion Lending Centres – Lender Direct (AB)
Property
Financing
Income
Operating Expenses (Annual)
Utilities (Annual)
Closing Costs (One-Time)
Assumptions
Key Metrics — Year 1
GOI
$—
Gross Operating Income.
EGI
$—
Effective Gross Income (after vacancy).
Operating Expenses
$—
All annual operating costs.
NOI
$—
Net Operating Income.
Annual Debt Service
$—
Principal & interest (Year 1).
Cash Flow
$—
NOI minus debt service.
Cap Rate
—%
NOI / Purchase Price.
DCR
—
NOI / Annual Debt Service.
CoC Return
—%
Cash-on-Cash (Year 1).
Total Return & ROI
5-Year ROI
Equity Built$—
Appreciation$—
Total Cash Flow$—
Total Return$—
Total Investment$—
ROI—%
10-Year ROI
Equity Built$—
Appreciation$—
Total Cash Flow$—
Total Return$—
Total Investment$—
ROI—%
Projections & Breakdown
10-Year Cash Flow & Equity Build
Initial Investment Breakdown
Income vs Expenses (10 Years)
Scenario Comparison
| Metric | Scenario A | Scenario B | Δ (B − A) |
|---|
Definitions & Notes
- Cap Rate: NOI ÷ Purchase Price.
- DCR: NOI ÷ Annual Debt Service (≥1.20 preferred by many lenders).
- CoC: Cash Flow ÷ (Down Payment + Closing + Renovations).
- Equity Built: Original Loan − Loan Balance at end of period.
- Appreciation: (Projected Value − Purchase Price) using your appreciation slider.
- Vacancy: Applied to gross rent before expense % that are based on rent.
This tool provides illustrative estimates only and is not financial, legal, or tax advice. Figures such as taxes, fees, and lending criteria vary by jurisdiction and lender. Verify with your professionals.
Alberta Mortgage Solution — Operating under Dominion Lending Centres – Lender Direct (AB).