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CMHC MLI Select Calculator

CMHC MLI Select — Alberta Calculator

Estimate points, flexibilities, premiums & max loan for 5+ unit properties.

Total Points

Max amortization by points: 25 yrs

Deal

Region Purpose Property Type Units (min 5)

Purchase Price ($) Down Payment ($)

As-Is/As-Stabilized Value ($)

Non-Res GFA (%)

Non-Res Lending Value (%)

Premium Version

Income & Expenses

Avg Monthly Rent / Unit ($) MRI City Preset

Median Renter Income (annual, $)

30% of MRI → affordability rent cap auto-calculated

% Units ≤ Affordability Cap

Landlord pays unit utilities

Vacancy %

Default 5%

Mgmt %

Default varies by city

Repairs & Maintenance %

# of Advances (est.)

EGI met at first advance (existing only)

Financing & Points

Rate (%)

Stressed at max(5.25%, rate + 2%)

Target Amortization (yrs)

Energy Level

New: +20/+35/+50 pts @ 20/25/40% above code. Existing: +20/+35/+50 @ 15/25/40% improvement.

100% units visitable (CSA B651:23)

Accessibility Level

Affordability Term (years)

+30 pts if affordability commitment ≥ 20 years

Results

Max Eligible Loan

Min( LTV/LTC cap $0, DSCR $0 )

Estimated Premium

Rate 0%; Disc 0%

Application Fees (est.)

Points: CHECK LTV/LTC & Non-Res Caps: CHECK DCR: CHECK

Cash Flow Snapshot

NOI (annual): $0

Debt Service (annual): $0

Monthly Cash Flow: $0

Ratios

Overall LTV: 0%

Stressed Rate: 0%

Stressed DCR @ max loan: 0.00

Premium Breakdown

Base Rate: 0%

Ext. Amort add: 0%

EGI not met add: 0%

Non-Res add: 0%

MLI Select Discount: 0%

Disclaimer: Estimates only. CMHC/lender decisions prevail. Policies subject to change. Alberta Mortgage Solution operates under Dominion Lending Centres Lender Direct brokerage.