Mortgage Broker in Calgary
Clear advice, strong pre-approvals, and lender choice for Calgary homebuyers, homeowners, and investors. We compare banks, credit unions, and alternative lenders—so your mortgage fits your life, not just today’s rate.
All mortgage financing is arranged through Dominion Lending Centres Lender Direct (Mortgage Brokerage). Each office is independently owned and operated. OAC.
Buying in Calgary (What to Know)
Neighbourhoods & vibes:
Beltline / East Village / Mission — urban condos, walkability, river paths.
Kensington / West Hillhurst / Sunnyside — character homes & duplex infill near downtown.
Altadore / Marda Loop — renovated single-family, boutique infill, family amenities.
Arbour Lake / Tuscany / Royal Oak (NW) — schools, C-Train access, suburban feel.
Mahogany / Auburn Bay / Seton (SE) — newer master-planned, lake communities, hospital access.
Property considerations: condo fees & reserve health, secondary suite compliance, commute corridors (Deerfoot, Stoney Trail), snow/roof age.
Pre-approval advantage: We verify docs and issue a clean letter, so your realtor can write stronger offers.
Why Calgary Homeowners Choose Us
What We Do (Calgary Services)
Renewal & Refinance in Calgary
Renewal coming up? We compare your lender’s offer versus alternatives and model fixed vs variable, term length, and penalty math.
Refinance or HELOC: unlock equity for renovations, consolidation, or investing—we’ll show refi vs HELOC vs blend-and-extend side-by-side.
Tools for Calgary Buyers
Self-Employed & Business Owners
Approvals that respect how you actually earn: add-backs, gross-ups, retained earnings, and bank-statement views (where suitable). We present your file in the best light to programs that fit.
The Process (Simple & Clear)
Discover (10–15 min): goals, budget, neighborhood wish-list
Docs & Pre-Approval: secure upload, rate-hold where available
Lender Match & Structure: terms that fit your plan (not just the headline rate)
Approval & Funding: proactive updates to closing day
Calgary FAQ
Yes—your budget, payment, and qualifying rate are clear, and you get a stronger offer letter.
We’ll show both with payment, penalty, and prepayment differences so you can choose confidently.
Often yes—policies vary by lender. We’ll outline qualifying treatment (add-back vs offset) for your file.
If the rate/terms/flexibility are better elsewhere, a switch can pay off. We’ll provide an apples-to-apples comparison.
Often yes—subject to price limits, insurer rules, and your file. We’ll confirm your exact minimum.